Forbes Advisor has published a great article and review on pet insurance carriers dated May 2021. It shows why they picked the particular company and what percentage points are based on. They even go on to give tips on how to pick your insurance coverage depending on your needs and situation and type of pet. For instance, cats tend to be less expensive than dogs. Birds and small animals take less dollars to cover than cats. And, age is taken into account as well.
Forbes reports that the editor for this insurance review article has been working in the insurance industry since 2007.
Be sure to check out Forbes “Pros” and “Cons” for each insurance company and their reasons for picking the particular company too. For even more detailed information I have included a link to each of the first six company sites.
We all know too well how expensive our veterinarian costs can be. Some coverage is probably better than none for accidents and wellness…possibly increasing coverage for our aging pets. My pet budgie caught the flu and it cost $400 just for one weekend of care. And, my little aging dog was getting treatment every week at the tune of $200 per week. And that is just the tip of the iceberg regarding costs incurred by many.
Forbes’ top pick is a company from Boise, Idaho, Pets Best (https://www.petsbest.com/). They say this company has superior benefits and great pricing. You have 2 choices for annual coverage, either $5000 or Unlimited. And, 3 reimbursement choices. Several choices with this company for deductible amounts – all the way from $50 up to $1,000. They also have multi-pet plans and wellness plans available as well as a telehealth line available 24/7.
Next pick is on the list is ASPCA out of Akron, Ohio (https://www.aspcapetinsurance.com). They offer great benefits and a competitive price. Annual coverage ranges from $3,000 to $10,000 with 3 reimbursement choices and 3 deductible options. They cover your vet visit for illness and accident and offer a wellness plan option. Also covered is your pet’s microchip. They also have a telehealth line, and do offer a multi-pet discount.
Number three choice is EMBRACE of Cleveland, Ohio (https://www.embracepetinsurance.com). This company offers coverage options of $6000 up to $30,000 with three reimbursement percentages and multiple deductibles ranging from $200 to $1,000. Embrace offers a diminishing deductible, plus covered office visits for illness and accident. They have a wellness plan available as well as a telehealth line.
Prudent Pet is next out of Downers Grove, Illinois (https://www.prudentpet.com). This company offers coverage of $10,000 or Unlimited with four reimbursement choices and deductibles of $100 to $1000. Prudent offers coverage for boarding fees and reimbursement for ‘lost’ ads and rewards, as well as an optional wellness plan, and multi-pet discount. They also have a live telehealth line available.
Spot is Forbes 5th pick out of West Palm Beach, Florida (https://spotpetins.com). The information on their web site shows they have the same insurance underwriter as ASCPA Pet Insurance. They have multiple coverage amounts starting at $2000 to Unlimited with three reimbursement options and several deductibles from $100 to $1000. They cover your office visit for accident/illness and microchips. And, do offer a wellness plan, multi-pet discount, and a telehealth line available 24/7.
Sixth choice by Forbes Advisor is TrustedPals Pet Insurance from Urbandale, Iowa (https://www.trustedpals.com). This organization offers coverage from $4,000 to Unlimited with four reimbursement percentages available and deductibles from $0 to $750. They do cover your pet’s office visit for accident or illness and have a wellness plan available.
Forbes’ top pick has 5 points with the following five companies mentioned above showing 4 points each. The remaining companies they have reviewed show 3 points down to 1 point, thirteen companies in all. They also show a summary sheet where you can see all 13 company scores at a glance. Forbes Advisor, May 2021 (https://www.forbes.com/advisor/pet-insurance/best-pet-insurance/).
I hope all of the above from this educational article will indeed help you to make a great pet insurance choice that fits your needs for your fur babies and feathered friends.
Until next week, enjoy the beauty of Spring! Please do like us below and share the info with your family and friends.
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